Innovate. Launch.
Scale. Repeat.
One platform to manage and service all your debit, credit, and lending products.

Fully Configurable & Lightning Fast
Next-gen constructs
Take new product constructs to market fast and service them in innovative and compliant ways.
Compliance guardrails
Reduce compliance risk with automations and an immutable ledger that can play back all events in the account life cycle.
Operational support
Stand up new ops teams with guidance from dedicated experts. Optimize hiring, workflows, and more.
Everything You Need to Launch and Scale Innovative Financial Products
Immutable Ledger
Our immutable database tracks every change to your ledger, supports real-time calculations, and enables dynamic retroactive events.

Card Issuing + Network Processing
Low code/no code integrations with modern issuing platforms streamline issuing, processing, and servicing.

Payment Processing
Whether you are lending to consumers or to businesses, offering revolving credit or debit cards, BNPL, installment loans, or lines of credit, we’ve got you covered.

Statements
Get account statements in your preferred format — create virtual views with API pulls or instantly generate PDFs.

Customer Service Automations
Increase customer service agent productivity with automations that reduce the time to service an account and a visual layer that empowers agents to deliver personalized assistance.

Reporting
Satisfy reporting requirements for bank partners, credit bureaus, and collection agencies with reports that meet their specifications.

Seamless Integrations
Plug into your dream stack using our no code/low code integrations. We work with the best-of-breed providers to enable the most innovative products.

"Canopy makes launching credit products fast and easy. If you want to create an innovative product it’s actually quite difficult if you go at it alone. Canopy was critical in converting AdCard from a debit card to a charge card. I love them."

Founder, dash.fi
360° Customer View
Upsell, cross-sell, and generally delight customers while decreasing servicing costs.
Enterprise-ready
Safeguard data in a secure, immutable database with comprehensive compliance certifications and attestations, including PCI DSS and SOC 2 Type 2.