Build Modern Lending Products, Without the Hassle.
Canopy is the most flexible API platform for loan management and servicing. Gain new market share by offering next-gen credit and lending products.
& Integrations
A Modern Core — and More
Make targeted and personalized loans with built-in automations and a full suite of APIs. With Canopy’s platform, everything from account setup and payment processing to credit bureau and bank reporting is easier.
Multi-product capable
Manage credit, debit, and installment loans in a single platform.
Real-time processing
Bid farewell to batch processing. Calculate interest owed as payments are made.
Account-level policies
Set interest rates, billing cycles, promotions, and fees per product and per customer.
Callback automations
Send payment reminders, notify customers of promotions, waive fees, and more with webhooks.
Disputes & reversals
Retroactively process disputed payments, re-pour payments, and re-calculate interest.
Real-time statements
Review account status and generate statement data in real-time.
A New Era for Financial Products
Canopy is a secure, compliant loan management system that removes the constraints of legacy software. The platform supports custom product constructs with flexible building blocks for an array of use cases.
CanopyOS An Operating System for Redefining Loan Management
- Streamlined dispute processing
- Dynamic, retroactive events
- An immutable ledger
Most loan management platforms don’t support real-time calculations or process events retroactively. Canopy handles dispute processing and captures account changes, whether they occur today or back in time.
Built for Developers First
As developers ourselves, we wanted to build a great platform — one we would want to use — with well-documented, easy-to-use APIs that maximize flexibility and correctness.
Learn Center: Developers Hub
Advanced Security with
Built-in Compliance
Canopy’s deep commitment to data privacy and security informed the design of our platform from day one and is demonstrated by our rigorous operational controls.
Regulatory compliance
Our embedded automations and 100% playback of all borrower activity help ensure your compliance.
A fortress by design
Security principles are incorporated into the fundamental design of our platform.
Data protection
Data is encrypted in transit and at rest. Client data is segregated and access is strictly controlled.
The Canopy Ecosystem
Canopy fits into an ecosystem built to modernize debit cards and money transfer. By plugging in to best-of-breed technology partners we provide end-to-end solutions for financial products of all kinds.
Dig Into Our Documentation
The Canopy Learn Center is where we help customers get to know our product, and we share what we have learned about our industry. We believe the more we learn and the more we share, the better our platform and your products will be.