The Modern
Servicing Platform for
Scaling FinTechs.

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A Fast & Flexible
Loan Management System.

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CanopyAPI

The core of Canopy. A lighting fast and flexible system of record and servicing engine. Canopy makes it easy for Fintechs and Banks to launch and query an immutable system of record within 4 API calls. The Canopy SOR is a configurable rules engine and event driven calculator built for revolving credit, lines of credit, installment and debit products.

Immutable System of RecordReal-time CalculationsDeveloper-friendly API & Docs
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CanopyOS

A web operating system for managing products and servicing accounts. CanopyOS is the customer accounts portal and team software for your back office servicing needs. Launch new programs within minutes without engineering resources.

Create & Edit Rules and PoliciesCustomer Support UI with RolesManage Disputes & EscalationsData Visualization & Reporting
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CanopyUI

A customizable white-labeled consumer banking UI. Your customers can view data in real-time rather than waiting until the end of a cycle or when a statement is delivered. Powerful line item accounting views gives your customers transparency on interest charges and how their payment was allocated.

White-labeled ComponentsReal-time Data For CustomersRich Line Item Detail
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A Modular Approach to Servicing Tech.

Canopy provides a Powerful set of tools and features to help partners service their customers in a modern way. Our platform enables FinTechs to innovate new financial products by allowing ultimate flexibility in account servicing.

System of Record

Immutable general ledger with dynamic retroactive events.

Processor Integration

Supports multiple issuer processor integrations and get embed directly into the auth stream.

Compliance

Bank approved compliance standards supporting regulatory rules such as Reg E, Reg Z, FCRA, and SCRA.

Account Setup

Unique API key and cloud based infrastructure provides authentication security and control over all data.

CSR Interface

A Customer and Products portal for Customer Service Representatives to manage Accounts, Escalations and Notes.

Reporting / Exporting

Self-serve reporting to support Metro2 files and bank partner aging reports.

Dispute Management

Create, track and close out disputes while maintaining data immutability with retroactive events.

Escalations

Create and assign tickets to team members across your organization.

Statements

View precise statement data based on custom billing cycles. Export data and send branded PDFs to customers.
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Launch one or many. Offer multiple types of products at once.

Canopy empowers single product companies to launch and service multiple products with ease. Whether you want to offer a debit card, launch a credit builder product, build a “buy now, pay later” installment loan, expand into revolving credit, or do it all, Canopy provides the tools to innovate.
Credit & Debit Cards
Installment Loans
Revolving Credit
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Seamless integration with top processors and reporting agencies.

Canopy helps partners easily integrate with industry leading issuance and payments processors such as Galileo, i2c, Marqeta, Privacy.com and Stripe. For reporting, Canopy automates Metro2 files and can act as a data furnisher or utilize a bank partner’s bureau codes. Because Canopy is a real-time system, partners can quickly create bank reports at the product, account or transaction level.
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