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• By The Canopy Team
How Vertical SaaS Providers Win the Lending Game
When it comes to lending to specialized audiences, vertical SaaS platforms are at a major advantage. Here's how fintechs like Toast, ServiceTitan, & Outgo are using this momentum to unlock new market segments and develop deeper customer relationships.
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• By The Canopy Team
What FedNow Really Means for SMBs
FedNow is a win for real-time payments, but does it really make a difference for SMBs? Here, we dive into why FedNow leaves much to be desired for businesses with hundreds (or thousands) of bills to finance. Plus, actions you can take to improve now.
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• By The Canopy Team
Why 2024 is the Time to Shine for Credit Unions
The topic may not make you jump off your couch like winning the mega millions, but we’re about to tell you why right now is a really good time to be a credit union.
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• By The Canopy Team
State of the Credit Market
In an environment of continued economic uncertainty, how can lenders be proactive in servicing their customers and being empathetic toward the challenges yet to come? Leaders from Wells Fargo, JPMorgan, and Citi weigh in on what we should expect.
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• By Julie VerHage Greenberg
Demystifying Embedded Lending
What is embedded lending, and what are the key benefits for consumers and companies alike?
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Canopy HQ
• By Jess Pelini
Canopy Wins 2023 Comparably Awards
The Canopy team is excited to announce that we've won two Comparably Awards for our company culture in 2023: Best Career Growth and Best Leadership Teams. This is the second year the Canopy team has cast their vote for "Best Career Growth".
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Product
• By Angela Snyder
Why Canopy’s Product Team Works in PODs
At Canopy, we recently restructured our fast-growing engineering, product, and design teams into three cross-functional PODs. Within the new structure, each group is focused on growth, policy, or platform to better focus our skills and serve our clients.
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• By The Canopy Team
9 Loan Servicing Platform Must-Haves for Fintechs
As a fintech, what should you look for in a loan servicing provider for your lending products? Here, we break down the key features to watch for, including payments, compliance, and long-term planning.
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• By The Canopy Team
Navigating the Complexities of B2B Lending
B2B lending provides a sea of opportunities, but it's not without its complexities. From SMBs seeking short-term financing, to large orgs in need of long-term capital, here's how commercial lenders can create outstanding, unique opportunities.
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Industry Insights
• By Travis Taborek
The 10-Step SCRA Compliance Checklist for New Lenders
The Service Members Civil Relief Act can be intimating for new lenders. This checklist was created to help them understand what they need to do to stay compliant and avoid hefty penalties.
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• By The Canopy Team
How Lenders Can Leverage Servicing Tech in a Volatile Market
Matt Bivons, CEO at Canopy and Dhruv Vakharia, CFO at Vervent discuss the future of AI in finance, the current lending environment, and regulation tightening.
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• By Julie VerHage
Fintech: The Unlikely Hero for Regional Banks & SMBs
There's an ongoing credit crunch on mid-market companies. With low liquidity and high interest rates, the time is now for fintechs to facilitate non-traditional underwriting of SMBs.
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• By Julie VerHage
Navigating the Blue Ocean of Commercial Lending
It's a new era in lending, with a blue ocean of opportunity available to those offering commercial and SMB loans. Here's how you can stay ahead of the curve.
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• By The Canopy Team
Meet LoanLab: Innovate, Simulate, Operate
LoanLab allows you to simulate the entire lifecycle of a loan, test different policies and actions, and observe the effects over time (and in real-time).
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Industry Insights
• By Jess Pelini
The Future of Digital Lending
Investments in digital lending have grown lopsided. Since 2020, we’ve seen significant upgrades in account opening and origination technology, while servicing and collections have remained largely untouched.
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Product
• By Angela Snyder
Canopy Wins Best Lending Infrastructure Platform Award
Canopy has won Best Lending Infrastructure Platform Award by FinTech Breakthrough. Our highly configurable, scalable, API-first platform allows lenders to innovate and personalize lending products to maximize their growth with the fastest time to market.
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Industry Insights
• By Jess Pelini
Why Embedded Lending for Merchants is on the Rise
As the lending ecosystem expands, merchants and challenger banks have a unique opportunity to seize the moment. Here are a few embedded lending services to keep an eye on in 2023.
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Canopy HQ
• By Dan Desmond
Canopy Servicing Announces Partnership with Lendflow
By combining Canopy’s innovative and configurable loan management and servicing platform with Lendflow’s credit decisioning engine and embedded credit solutions, the two companies are enabling the launch of new and innovative credit products for Lenders.
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• By Will Hanson
How Credit Cards Work — Series Introduction
To make a better credit card, it's important to know how credit cards work. In this blog series, Canopy CTO Will Hanson dives deep into credit card policies.
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Canopy HQ
Developers
Industry Insights
Product
• By Will Hanson
How Credit Cards Work — Line-Item-Level Interest Policies
Traditionally, credit cards have been governed by amount-level policies. Canopy CTO Will Hanson explains why line-item-level-policies are better for lenders and borrowers.
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Canopy HQ
• By Elise Cox
Canopy Joins with @Visa Ready for BNPL
Canopy is partnering with Visa to enable clients to offer BNPL installment payments on cards around the world.
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Canopy HQ
Industry Insights
• By Elise Cox
Tech Talks Daily: Why Fintech Should Embrace Transparency
Canopy Servicing CEO, Matt Bivons chats embedded finance, convertible credit solutions, and transparency in fintech
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Canopy HQ
• By Elise Cox
Canopy Wins Silver Stevie® Award
The American Business Awards has honored Canopy Servicing with a Stevie — one of the most prestigious forms of business recognition in the United States.
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Industry Insights
• By Matt Bivons
Why Fintech Should Embrace Radical Transparency
Canopy CEO Matt Bivons explains why the time has come for better and documented industry processes and roles, anonymized data sharing, and clear and precise customer communication.
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Canopy HQ
• By Elise Cox
Canopy and Sivo Forge Partnership for Embedded Lending
Canopy, the most configurable loan management and servicing platform, and Sivo, an API for programmatic debt financing, are partnering to accelerate time to market for Fintechs with embedded lending products.
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• By Elise Cox
Canopy Is Awarded Best Open Banking API
FinTech Breakthrough, a leading market intelligence and recognition platform for technology innovation and leadership around the globe, recognized Canopy for the "best open banking API" in its 2022 awards program.
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Industry Insights
Canopy HQ
• By Matt Bivons
How Credit Providers Can Make BNPL Safer for Consumers
Buy Now Pay Later payments have skyrocketed. Here are six ways providers can make BNPL safer while supporting innovation.
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Industry Insights
• By Elise Cox
Why Immutability is Critical to Fintechs
The concept of immutability, most commonly associated with a blockchain, is also essential for Fintechs.
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Canopy HQ
• By Isabel Magdaleno
Canopy Servicing Announces Partnership with CBW Bank
One of the nation's most tech-forward banks, CBW Bank will leverage Canopy Servicing's loan management and servicing platform on behalf of its Fintech clients and its own products.
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Industry Insights
• By Dan Desmond
Consumers Say They Want Convertible Credit Now
Research shows consumers want flexible payment options beyond BNPL.
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Industry Insights
• By Dan Desmond
Redefining Loan Management and Servicing
After decades of uniformity, credit and lending products are experiencing a renaissance thanks to new loan management and servicing platforms.
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Canopy HQ
• By Isabel Magdaleno
2021 Year in Review
Canopy Servicing experienced tremendous growth as clients launched and ramped on our loan management and servicing platform.
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Industry Insights
• By Elise Cox
Modern Servicing and the Fintech Renewal
Traditional Fintech in the form of neobanks, payment apps, and crypto maybe showing its age, but a Fintech renewal is underway, driven by credit and lending.
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Canopy HQ
Product
• By Josh Kaplan
Analyze, Service, & Track BNPL Portfolios with Ease
Canopy Servicing's holiday release includes a BNPL Merchant Toolkit, a new integration with Authorize.net, and an ACH Controller.
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Industry Insights
Canopy HQ
• By Elise Cox
A Better Debt Collection Strategy
How you think about debt collection — your strategy and the tactics you use — can be a competitive advantage. Read Canopy's guide to learn more.
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Industry Insights
Canopy HQ
• By Elise Cox
14 Steps to Launch Custom Credit, Debit, & Lending Products
Canopy has created a Fintech punch list to speed the launch of unique credit, debit, and lending products.
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Canopy HQ
• By Elise Cox
Canopy Completes SOC 2 Type 2 Certification
Canopy is proud to announce the successful completion of an independent SOC 2 Type 2 audit of the system controls we designed to ensure our service commitments around security, availability, processing integrity, confidentiality, and privacy.
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Industry Insights
Canopy HQ
• By Elise Cox
House Committee Considers Regulating Buy Now Pay Later
The House Financial Services Committee held a hearing last week to explore regulating Buy Now Pay Later, earned wage access, and overdraft protection services.
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Industry Insights
• By Dennis Dang
Credit Report Accuracy and the Challenges of Metro 2
The goal of the Metro 2 format is to enable credit information that is accurate, complete, and timely. But proper implementation of Metro 2 has proven challenging for the financial services industry.
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• By Elise Cox
14 New Statistics Highlight Changing Borrower Behavior
An annual report by the California Department of Financial Protection and Innovation released earlier this month revealed a remarkable shift in the behavior of California borrowers between 2019 and 2020.
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Industry Insights
• By Elise Cox
A Servicing Health Check
As older servicing infrastructure reaches the end of its life, servicing complaints to the Consumer Financial Protection Bureau about servicing are growing.
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Canopy HQ
• By Elise Cox
Canopy and Lithic Announce a Partnership
Canopy Servicing is thrilled to announce our partnership with Lithic, a complete virtual and physical card issuing platform built for developers.
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Industry Insights
• By Elise Cox
Are Millennials Changing Their Attitude Toward Credit?
According to the Federal Reserve Bank of Atlanta, use of debit cards in a typical month for cardholders between the ages of 25 and 34 is falling and the use of credit cards is rising.
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Canopy HQ
• By Matt Bivons
We Are an API-First, Modern Loan Management System
Canopy's modern loan management system makes it possible for Fintechs and brands to launch innovative financial products and service them with an immutable system of record.
Read MoreWhat is Canopy?
We believe in building technology that helps facilitate better life experiences. Financial products have largely been the same, lacking transparency and control. Canopy is built for developers to launch and service financial products in the most flexible way.
Servicing is our sweet spot
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