Featured
Industry Insights
What Embedded Lending Means for Merchants in 2023Why Embedded Lending for Merchants is on the Rise
Read More
· By Jess Pelini
Blog All
Latest Articles All
• By The Canopy Team
How Lenders Can Leverage Servicing Tech in a Volatile Market
Matt Bivons, CEO at Canopy and Dhruv Vakharia, CFO at Vervent discuss the future of AI in finance, the current lending environment, and regulation tightening.
Read More
• By Julie VerHage
Fintech: The Unlikely Hero for Regional Banks & SMBs
There's an ongoing credit crunch on mid-market companies. With low liquidity and high interest rates, the time is now for fintechs to facilitate non-traditional underwriting of SMBs.
Read More
• By Julie VerHage
Navigating the Blue Ocean of Commercial Lending
It's a new era in lending, with a blue ocean of opportunity available to those offering commercial and SMB loans. Here's how you can stay ahead of the curve.
Read More
• By The Canopy Team
Meet LoanLab: Innovate, Simulate, Operate
LoanLab allows you to simulate the entire lifecycle of a loan, test different policies and actions, and observe the effects over time (and in real-time).
Read More
Industry Insights
• By Jess Pelini
The Future of Digital Lending
Investments in digital lending have grown lopsided. Since 2020, we’ve seen significant upgrades in account opening and origination technology, while servicing and collections have remained largely untouched.
Read More
Product
• By Angela Snyder
Canopy Wins Best Lending Infrastructure Platform Award
Canopy has won Best Lending Infrastructure Platform Award by FinTech Breakthrough. Our highly configurable, scalable, API-first platform allows lenders to innovate and personalize lending products to maximize their growth with the fastest time to market.
Read More
Canopy HQ
• By Dan Desmond
Canopy Servicing Announces Partnership with Lendflow
By combining Canopy’s innovative and configurable loan management and servicing platform with Lendflow’s credit decisioning engine and embedded credit solutions, the two companies are enabling the launch of new and innovative credit products for Lenders.
Read More
• By Will Hanson
How Credit Cards Work — Series Introduction
To make a better credit card, it's important to know how credit cards work. In this blog series, Canopy CTO Will Hanson dives deep into credit card policies.
Read More
Canopy HQ
Developers
Industry Insights
Product
• By Will Hanson
How Credit Cards Work — Line-Item-Level Interest Policies
Traditionally, credit cards have been governed by amount-level policies. Canopy CTO Will Hanson explains why line-item-level-policies are better for lenders and borrowers.
Read More
Canopy HQ
• By Elise Cox
Canopy Joins with @Visa Ready for BNPL
Canopy is partnering with Visa to enable clients to offer BNPL installment payments on cards around the world.
Read More
Canopy HQ
Industry Insights
• By Elise Cox
Tech Talks Daily: Why Fintech Should Embrace Transparency
Canopy Servicing CEO, Matt Bivons chats embedded finance, convertible credit solutions, and transparency in fintech
Read More
Canopy HQ
• By Elise Cox
Canopy Wins Silver Stevie® Award
The American Business Awards has honored Canopy Servicing with a Stevie — one of the most prestigious forms of business recognition in the United States.
Read More
Industry Insights
• By Matt Bivons
Why Fintech Should Embrace Radical Transparency
Canopy CEO Matt Bivons explains why the time has come for better and documented industry processes and roles, anonymized data sharing, and clear and precise customer communication.
Read More
Industry Insights
• By Travis Taborek
The 10-Step SCRA Compliance Checklist for New Lenders
The Service Members Civil Relief Act can be intimating for new lenders. This checklist was created to help them understand what they need to do to stay compliant and avoid hefty penalties.
Read More
Canopy HQ
• By Elise Cox
Canopy and Sivo Forge Partnership for Embedded Lending
Canopy, the most configurable loan management and servicing platform, and Sivo, an API for programmatic debt financing, are partnering to accelerate time to market for Fintechs with embedded lending products.
Read More
• By Elise Cox
Canopy Is Awarded Best Open Banking API
FinTech Breakthrough, a leading market intelligence and recognition platform for technology innovation and leadership around the globe, recognized Canopy for the "best open banking API" in its 2022 awards program.
Read More
Industry Insights
Canopy HQ
• By Matt Bivons
How Credit Providers Can Make BNPL Safer for Consumers
Buy Now Pay Later payments have skyrocketed. Here are six ways providers can make BNPL safer while supporting innovation.
Read More
Industry Insights
• By Elise Cox
Why Immutability is Critical to Fintechs
The concept of immutability, most commonly associated with a blockchain, is also essential for Fintechs.
Read More
Canopy HQ
• By Isabel Magdaleno
Canopy Servicing Announces Partnership with CBW Bank
One of the nation's most tech-forward banks, CBW Bank will leverage Canopy Servicing's loan management and servicing platform on behalf of its Fintech clients and its own products.
Read More
Industry Insights
• By Dan Desmond
Consumers Say They Want Convertible Credit Now
Research shows consumers want flexible payment options beyond BNPL.
Read More
Industry Insights
• By Dan Desmond
Redefining Loan Management and Servicing
After decades of uniformity, credit and lending products are experiencing a renaissance thanks to new loan management and servicing platforms.
Read More
Canopy HQ
• By Isabel Magdaleno
2021 Year in Review
Canopy Servicing experienced tremendous growth as clients launched and ramped on our loan management and servicing platform.
Read More
Industry Insights
• By Elise Cox
Modern Servicing and the Fintech Renewal
Traditional Fintech in the form of neobanks, payment apps, and crypto maybe showing its age, but a Fintech renewal is underway, driven by credit and lending.
Read More
Canopy HQ
Product
• By Josh Kaplan
Analyze, Service, & Track BNPL Portfolios with Ease
Canopy Servicing's holiday release includes a BNPL Merchant Toolkit, a new integration with Authorize.net, and an ACH Controller.
Read More
Industry Insights
Canopy HQ
• By Elise Cox
A Better Debt Collection Strategy
How you think about debt collection — your strategy and the tactics you use — can be a competitive advantage. Read Canopy's guide to learn more.
Read More
Industry Insights
Canopy HQ
• By Elise Cox
14 Steps to Launch Custom Credit, Debit, & Lending Products
Canopy has created a Fintech punch list to speed the launch of unique credit, debit, and lending products.
Read More
Canopy HQ
• By Elise Cox
Canopy Completes SOC 2 Type 2 Certification
Canopy is proud to announce the successful completion of an independent SOC 2 Type 2 audit of the system controls we designed to ensure our service commitments around security, availability, processing integrity, confidentiality, and privacy.
Read More
Industry Insights
Canopy HQ
• By Elise Cox
House Committee Considers Regulating Buy Now Pay Later
The House Financial Services Committee held a hearing last week to explore regulating Buy Now Pay Later, earned wage access, and overdraft protection services.
Read More
Industry Insights
• By Dennis Dang
Credit Report Accuracy and the Challenges of Metro 2
The goal of the Metro 2 format is to enable credit information that is accurate, complete, and timely. But proper implementation of Metro 2 has proven challenging for the financial services industry.
Read More
• By Elise Cox
14 New Statistics Highlight Changing Borrower Behavior
An annual report by the California Department of Financial Protection and Innovation released earlier this month revealed a remarkable shift in the behavior of California borrowers between 2019 and 2020.
Read More
Industry Insights
• By Elise Cox
A Servicing Health Check
As older servicing infrastructure reaches the end of its life, servicing complaints to the Consumer Financial Protection Bureau about servicing are growing.
Read More
Canopy HQ
• By Elise Cox
Canopy and Lithic Announce a Partnership
Canopy Servicing is thrilled to announce our partnership with Lithic, a complete virtual and physical card issuing platform built for developers.
Read More
Industry Insights
• By Elise Cox
Are Millennials Changing Their Attitude Toward Credit?
According to the Federal Reserve Bank of Atlanta, use of debit cards in a typical month for cardholders between the ages of 25 and 34 is falling and the use of credit cards is rising.
Read More
Canopy HQ
• By Matt Bivons
We Are an API-First, Modern Loan Management System
Canopy's modern loan management system makes it possible for Fintechs and brands to launch innovative financial products and service them with an immutable system of record.
Read MoreWhat is Canopy?
We believe in building technology that helps facilitate better life experiences. Financial products have largely been the same, lacking transparency and control. Canopy is built for developers to launch and service financial products in the most flexible way.
Servicing is our sweet spot
Work with our experts to optimize your customer ops. Contact Us
We're Hiring
We’re looking for people looking for work that matters. Careers