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A handful of credit cards illustrates our fintech punch list article.

14 Steps to Launch Custom Credit, Debit, & Lending Products


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A handful of credit cards illustrates our fintech punch list article.
 •  By Elise Cox

14 Steps to Launch Custom Credit, Debit, & Lending Products

A fintech punch list for launching unique credit, debit and lending products.

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An integrated circuit board illustrates completion of a Soc 2 Type 2 audit. Courtesy of Adi Goldstein 
and Unsplash.
Canopy HQ
 •  By Elise Cox

Canopy Completes SOC 2 Type 2 Certification

Canopy is proud to announce the successful completion of an independent SOC 2 Type 2 audit of the system controls we designed to ensure our service commitments around security, availability, processing integrity, confidentiality, and privacy.

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An image of the U.S. Capitol building illustrates a story about a hearing on regulating Buy Now Pay Later.
Industry Insights
Canopy HQ
 •  By Elise Cox

House Committee Considers Regulating Buy Now Pay Later

The House Financial Services Committee held a hearing last week to explore regulating Buy Now Pay Later, earned wage access, and overdraft protection services.

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A payment card in use illustrates a story on the Metro 2 format. Courtesy of Nathan Dumlao and Unsplash.
 •  By Dennis Dang

Credit Report Accuracy and the Challenges of Metro 2

The goal of the Metro 2 format is to enable credit information that is accurate, complete, and timely. But proper implementation of Metro 2 has proven challenging for the financial services industry.

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The popularity of Klarna's pay in four interest-free loans was evident in an annual report by the California Department of Financial Protection and Innovation.
 •  By Elise Cox

14 New Statistics Highlight Changing Borrower Behavior

An annual report by the California Department of Financial Protection and Innovation released earlier this month revealed a remarkable shift in the behavior of California borrowers between 2019 and 2020.

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An image of a computer and a headset illustrates our article on servicing complaints. Photo courtesy of Petr Macháček and Unsplash.
 •  By Elise Cox

A Servicing Health Check

As older servicing infrastructure reaches the end of its life, servicing complaints to the Consumer Financial Protection Bureau about servicing are growing.

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A graphic illustrates the partnership announcement from Canopy and Lithic.
 •  By Elise Cox

Canopy and Lithic Announce a Partnership

Canopy Servicing is thrilled to announce our partnership with Lithic, a complete virtual and physical card issuing platform built for developers.

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A chart showing payment method use by age range is based on data from the Federal Reserve Bank of Atlanta.
 •  By Elise Cox

Are Millennials Changing Their Attitude Toward Credit?

According to the Federal Reserve Bank of Atlanta, use of debit cards in a typical month for cardholders between the ages of 25 and 34 is falling and the use of credit cards is rising.

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An illustration featuring branded images with the text "The Modern Servicing Infrastructure for Scaling Fintechs."
Canopy HQ
 •  By Matt Bivons

We Are an API-First, Modern Loan Management System

Canopy's modern loan management system makes it possible for Fintechs and brands to launch innovative financial products and service them with an immutable system of record.

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What is Canopy?

We believe in building technology that helps facilitate better life experiences. Financial products have largely been the same, lacking transparency and control. Canopy is built for developers to launch and service financial products in the most flexible way.

Servicing is our sweet spot

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